London tonight - Catching the card fraudsters -
Aired 20.00, 27th October 2008 on ITV1
Morland Sanders investigates the credit card fraudsters, and straight away you learn that he isnt no Roger cook, rather a limp wristed, hairspray coated wannabe. On reflection he would have been better suited to some sing-along childrens program - i wonder if CITV are hiring?
Back to the plot. It seems that in 2007 plastic card fraud alone cost £535m, an increase of more than £100m over 2006 (figures published by APACS, the UK Payment Industry) and, apart from sending spongebob square head to give him a damn good talking to, what are we doing to help combat ‘card not present’ fraud?
Ive compiled a list..
- The government has allocated £29 million to be spent through 2010 putting into place the recommendations made in a cross-government fraud review conducted by the attorney general.
- A new fraud strategic authority will lead the battle to fight fraud in the UK, and a new fraud reporting centre will improve police intelligence about fraudsters targeting this country.
- A national lead force for fraud will enhance police work on fraud cases.
- The Home Office and the Corporation of London are each contributing additional resources towards the cost of an expanded City of London Police fraud squad and are both contributing just over £1.12m in 2007/08. This money helps the City of London Police expand its fraud squad so that it can better take on organised crime, and take a leading role in the investigation of fraud in London and the south east.
- Setting up a Dedicated cheque and plastic crime unit (DCPCU) This specialist police unit that we helped establish, aims to reduce organised card and cheque fraud using intelligence provided by the card industry, which funds it.
Thats great, and i know im no fraud expert, but im willing to offer my advice free of charge. How about..
- ONLY SHIPPING TO THE CARDHOLDERS ADDRESS??! - making this one change would stamp out 95% of all card not present fraud, sure it would be a little inconvenient for some, but a small price to pay.
- Texting the registered card holder the transaction so they have to reply to authorise it
- replacing chip and pin with thumb print readers - having the print stored on a central server rather than the card.
- embedding the card holders photo onto the credit card.
I know that the last two points would be expensive to roll out, but with the fraud costing £500 million a year and rising, im sure they wouldn’t have to wait long for the return on investment.
There seems to be a trend in the UK of putting all our resources into ‘catching the crooks’, instead of preventing the crime in the first place. - Its the CCTV, Speed camera mentality… clearly we are not bothered about the crime actually happening, but reactively catching the crooks (or not) after the event. SURELY its better to take away the ability to commit the crime in the first place?!
Just seems common sense to me..
Being a scallywag in a previous life i love watching all the latest ‘fly on the wall’ documentaries like Road Wars, Interceptors and police camera action – I enjoy seeing the old bill with their latest gadgets and high powered pursuit vehicles and I also like seeing Mr Chav get his just deserts as he corners on the wrong side of the road and runs out of talent – imbedding the stolen chariot into what ever solid object that was unlucky enough to be in its path.
Gill Hicks, 37, was the last person to be brought out alive from the Piccadilly Line train travelling between King’s Cross and Russell Square, where 26 people died. She survived despite her heart stopping twice on the way to the hospital. Both her legs were amputated below the knee.
Before I start, i would like to point out that i love crimewatch, i love the fact that its allowing Police the chance to ask for help on a larger scale than those ‘can you help’ boards we normally see dotted around the place after some 9 year old gang member has been turned into a pin cushion by a rival.


